Money & Law

How to find a German-speaking lawyer in Mallorca, when you need one, and what Spanish legal practice means for you as a German national.

How to open a bank account in Spain: an overview of Spanish banks, online banks and the steps involved, with the exact requirements you need to meet.

How the Consell de Mallorca uses AI-powered tools to detect illegal holiday rentals, what fines you face, and how to rent your finca or apartment to tourists legally.

Before you become a Spanish tax resident, your home country may want its share of unrealised capital gains. This guide covers exit tax rules for the UK, Canada, Australia, the US, and Ireland, plus pre-move planning steps to avoid expensive surprises.

Comparison of the best services for international money transfers: exchange rates, fees and speed for Wise, Revolut, N26 and traditional banks.

Getting married on Mallorca involves two very different paths - a legally binding civil ceremony or a symbolic ceremony at a venue - and mountains of paperwork if you are a foreign national. This guide walks you through documents, timelines, ayuntamiento procedures, and what you need to register the marriage back home.

International expats living on Mallorca can elect their home-country law to govern their succession under EU Regulation 650/2012 - but the rules, taxes, and practicalities are more layered than most people expect. This guide explains forced heirship, Balearic civil law, Spanish wills, and the inheritance tax breaks that make Mallorca surprisingly favourable for families.

Everything about loans in Spain: the types available, the requirements you need to meet as a foreigner, and how to find the best deal.

What does life on Mallorca really cost? An honest overview of rent, food, transport, health, leisure and utility costs for German expats and residents.

Thinking about retiring on Mallorca? This guide covers visa routes by nationality, how your home-country state pension is paid and taxed in Spain, healthcare options, realistic cost-of-living ranges, and the best areas of the island for retirees.

The Certificado de Antecedentes Penales is a document you will need for certain Spanish visas, some employment roles, and professional licences. This guide explains when you need it, how to get it online or in person in Palma, what it costs, and how it differs from the home-country clean record certificate you also need for initial residency applications.

Everything about Spanish income tax: the IRPF tax return, deadlines, the 183-day rule, allowances, and deductions for employees and the self-employed.

From when are you tax-liable in Spain? The 183-day rule, centre of life, economic focus, the Beckham Law, and Modelo 720 - all explained clearly.

Understand when you become a Spanish tax resident, what the 183-day and centre-of-vital-interests rules mean, how double taxation treaties with the US, UK, Ireland, Canada, Australia, New Zealand, and South Africa work, and when you must file Modelo 720 and Modelo 721.

How the Impuesto sobre el Patrimonio works in Spain, what allowances the Balearic Islands offer, and what the solidarity levy ISGF means for large fortunes.